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Home > Service AT Your Finger-Tips (Issue No.21)
Service AT Your Finger-Tips (Issue No.21)
Myfirsthomeltd. Newsletter
Editor’s Letter OVER the past 12 months the residential market has witnessed a major shift, with falling house prices, demand for property significantly reduced and lack of mortgage funding restricting buyers. Mortgage companies have introduced stricter criteria, resulting in first-time buyers and people with low equity in their existing homes finding affordable mortgages difficult. Historically, demand for housing has far exceeded supply but following the August 10, 2007, Credit Crunch Day, demand levels have fallen and the supply level has increased as first-time buyers turn to rented accommodation in uncertain times. The ‘for sale' signs tell their own story: they go up more than they come down. Scottish streets are now lined with them, tens of thousands of little plastic boards saying something is wrong with the housing market. Yesterday, official figures showed exactly what the problem is. Houses are harder to sell, and harder to buy. A stamp duty holiday period could be of benefit to assist the housing market in Wales but the Government needs to go further and move quickly. In the past the Government introduced the Miras tax relief to help the housing market. In my opinion a similar action from the Government would provide a welcome benefit for first-time buyers and young families struggling with mortgage payments. Myfirsthomeltd team hope you will enjoy making your way through our newsletter as much as we do, thus contributing to making home hunting easier, enjoyable and rewarding.
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Reader’s Corner (Posted: September 10, 2008)
Category: First Time Buyers
"We welcome your e-mails, whether in response to articles in ServiceAtYourFinger-Tips or as a way of sharing your own insights and experiences with other professionals and readers. Please send your..."
Rental Market Continues To Boom (Posted: September 10, 2008)
Category: First Time Buyers
"Braemore letting agents has reported a rise in rents within a two-month period.Braemore Property Management reported that 74.5 per cent of the flats and family houses it had let out to new tenants in..."
Landlords-Do Not Leave EPC Until Last Minute (Posted: September 10, 2008)
Category: Lettings
"The EU Performance of Buildings Directive has been translated into national law with its main aim being to improve the energy performance of buildings, by requiring the energy performance to be..."
Express Mortgages & Loans (Posted: September 10, 2008)
Category: Mortgage Brokers
"Express Mortgages & Loans Free Advice On All Types Of Mortgages Including; First-Time Buyer Mortgages Buy-To-Let..."
Where Do We Go From Here In The Housing Market? (Posted: September 10, 2008)
Category: First Time Buyers
"OVER the past 12 months the residential market has witnessed a major shift, with falling house prices, demand for property significantly reduced and lack of mortgage funding restricting..."
Scottish Housing Market Fighting Back C/Crunch (Posted: September 10, 2008)
Category: News
"A total of 31,026 homes throughout Scotland changed hands in the second quarter of this year, 7459 fewer than in the same period a year ago, according to Registers of Scotland, the public body that..."
The Property Investor Show 2008 (Posted: September 10, 2008)
Category: Exhibitions
"Venue: Excel London, 19th-21st September 2008.Visit: www.propertyinvestor.co.uk The Property Investor Show is the ideal place for obtaining reliable, up to date information and property to buy...."
Further Housing Measures Needed By Government (Posted: September 10, 2008)
Category: News
"The Government’s decision to freeze Stamp Duty on properties up to £175,000 is a step in the right direction, although more will be needed to fully revitalise the country’s property..."
Vebra Customer Conference 2008 (Posted: September 10, 2008)
Category: Exhibitions
"Vebra, the UK’s leading provider of estate agency software, is holding its 2008 Vebra Customer Conference on 15th-16th September 2008, at Staverton Park Hotel in Daventry.The Conference is only..."
In The Current Housing Market, Property Is Still A Good Investme (Posted: September 10, 2008)
Category: General
"Three years ago investors and homebuyers were pouring tens of millions of pounds into the property market. The current situation is a reminder that property investment can be volatile and must always..."
Housing Market Impacting On Estate Agents (Posted: September 10, 2008)
Category: Estate Agents
"The British housing market continued to weaken last month, new figures show.The Royal Institution of Chartered Surveyors (RICS) said property sales were at their lowest level in nearly 30 years.The..."
Mortgage Brokers Bearing The Housing Downturn (Posted: September 11, 2008)
Category: Mortgage Brokers
" A survey revealed that mortgage brokers remained upbeat about the prospects for professional buy to let investors but were unsure about amateur landlords.In a study from The Mortgage Works, 45 per..."
Get Yourself Connected (Posted: September 11, 2008)
Category: First Time Buyers
" Get Yourself Connected To ServiceAtYourFinger-Tips Weekly Readers Developers Housing Associations Landlords..."
First Time Buyers (Posted: September 11, 2008)
Category: First Time Buyers
"First-Time Buyers Looking Out For A New Home? Why not own your home on a part-buy, part-rent basis for about the same cost as renting? Perhaps an equity loan to buy on the open market? Visit..."
UK Private Rental Sector Continues To Soar (Posted: September 11, 2008)
Category: General
" The number of people renting a home has soared by nearly 20% during the past three months as the housing market turmoil puts people off buying a property, according to research by the Association of..."
Get Your First Home In 5 Steps (Posted: September 11, 2008)
Category: First Time Buyers
" ..."
Step On Ladder With First-Time Buyer Deals (Posted: September 11, 2008)
Category: First Time Buyers
"First-time buyers need to remain positive in their outlook, despite the withdrawal of Abbey and other lenders, from 100 per cent mortgage products. We all are familiar with the saying ‘all good..."
Stunning 2 Bed-Apartments At Parkside, Wandsworth (Posted: September 11, 2008)
Category: First Time Buyers
"Parkside is an attractive development with a lively mixture of 62 apartments, designed to create a welcoming and friendly sense of neighbourhood. Located in South-West London, with great convenience,..."
Join Our First Time Buyer Community JOBS - Recommend a friend & get rewarded Buying Your Home – Free Mortgage Advice Looking for a Mortgage – Free Mortgage Advice Is your DATA safe? For a free 30-day trial (no credit card required) please visit: mfhltd.DATABU.com (please copy and paste onto address bar) EXPRESS YOUR OPINION, VIEWS OR THOUGHTS ON ANY OF THE ARTICLES BY JOINING OUR READERS CORNER - PLEASE CLICK ON THIS LINK TO REGISTER NOW! For the first-time in several years a slow down of the Housing market, has resulted in house builders and developers having large numbers of homes waiting to be sold. To ease their slow moving stocks, they have begun offering buyers incentives and reduced selling prices considerably. It has been well publicised, that many first-time buyers are struggling to get on the property ladder in the United Kingdom. With the commencement of the ‘home buying season,’ myfirsthomeltd.co.uk is launching ‘Service At Your Finger-Tips’ with the objective to further assist first-time prospective purchasers, onto the property ladder. This service is designed to bring house hunters into direct contact with professionals within the industry. We all lead such busy lives nowadays and it’s not surprising that we sometimes struggle to fit everything in. Home hunters finding their dream home is no exception. So whether you’re a first-time buyer too busy with work to look for your first home, an investor looking to expand your portfolio, or busy parents desperate for some more space, but struggling to find time to look between baby-sitting and raising your children. First-time buyers registering with www.myfirsthomeltd.co.uk will have free access to our newsletters, magazines and information centre. Designed to make house hunting easier, enjoyable and rewarding, giving prospective purchasers:-
Technology is transforming the way we search for our next home. Gone are the days when people’s property searches begin with the nose pressed against an estate agent’s Window and hours spent browsing through publications and driving through neighbourhoods. For many first-time buyers, the starting point is instead the internet. For a new experience visit: www.myfirsthomeltd.co.uk and register immediately via the following link: Service AT Your Finger-Tips
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